Study Good Shepherd Microfinance’s distribution to your Senate’s Inquiry into Australia’s General Insurance business.
Our distribution analyzes: – Good Shepherd Microfinance’s Good Insurance program – Education and advocacy for folks on low incomes – Challenges and solutions for the ‘barriers to entry’ for payday loans Massachusetts insurance coverage to individuals on low incomes – Future possibilities to expand the Good Insurance Program
Money Ready Toolkit
In collaboration with all the Queensland Government, Good Shepherd Microfinance produced the money toolkit that is ready help individuals prepare, react and cure the economic effect of normal catastrophes. It really is a valuable resource for Queenslanders and anyone staying in catastrophe prone areas.
The Toolkit provides information and tools on planning, responding and dealing with normal and human-made catastrophes.
Take control: credit scoring and millennials
This report investigates the data and attitudes of millennials towards credit.
As Australia’s credit reporting framework changes, we think about the future implications of the modifications for millennials, policy manufacturers and industry.
Our findings expose valuable insights from more youthful Australians towards their credit score, as well as on handling expenses generally speaking.
Collective actions, leading modification
The launch report of this Financial Inclusion Action Arrange (FIAP) system, ‘Collective actions, leading change’, describes the thinking, design and anticipated effect regarding the system. Moreover it includes the commitments produced by the very first twelve organisations to take part in this system.
Pathways to Resilience: the Financial Inclusion Continuum and mobility that is economic
In Australia, around 3.1 million individuals (16.9percent of grownups) lack use of safe, appropriate and affordable products that are financial solutions such as for example bank reports, credit and insurance coverage 1.
The inclusion that is financial provides Good Shepherd Microfinance utilizing the framework to take into account and guide an awareness of y our consumers therefore the types of help they could need certainly to be economically included.
Article on revenue commissions
Good Shepherd Microfinance, customer Action Law Centre and Financial Rights Legal Centre are making a submission that is joint a reaction to the Australian Bankers’ Association’s regards to Reference paper ‘Independent report about revenue commissions and product based re payments’.
The submission covers: – just just just How payment and product based re re payment systems affect lending and sales techniques – The negative nature of sales-staff behavior as results of income commissions and product based re re payments – Ethical banking training – situation studies drawn from Consumer’s Federation of Australia, outlining the ongoing conditions that customers knowledge about Consumer Credit Insurance – Customer-focused banking training being a focus of monetary addition
Everyone Requires a Savings Buffer
Good Shepherd Microfinance presented a reply to Financial Counselling Australia’s everybody else Needs a Savings Buffer assessment paper.
Research demonstrates that having a cost savings buffer can be an essential necessity when it comes to power to deal with economic shocks and develop resilience that is financial.
Our reaction addresses questions that are several call at the assessment paper, browse the report right right here:
Pathways to resilience: The effect of monetary conversations regarding the capability that is financial of candidates
Read our ‘Pathways to Resilience’ research report which is targeted on the effect that economic conversations – a core element of our NILS Program provided by Good Shepherd Microfinance and community lovers – is wearing building monetary capability for our consumers.
Topics typically talked about within the conversations between customers consist of: cost management, avoiding bank charges, handling bills and also the high price of fringe financing. The conversations are created to offer a variety of help, information, and positive reinforcement to people that are trying for help.
Working together for better housing and communities that are sustainable
Browse Good Shepherd Microfinance’s distribution from the Queensland Government’s ‘performing together for better housing and communities that are sustainable conversation paper.
Our distribution features a quantity of possibilities to allow visitors to determine and realise social and financial health, including: – Leveraging current sites and positioning between monetary and housing services – following through on personal leasing sustainment – Taking action on house ownership – Financial Inclusion Action Plans – Mitigating the impacts associated with increasing price of power – Improving usage of and flexibility of mortgage loan services and products
Victorian Gender Equality Strategy Consultation Paper
Study Good Shepherd Microfinance’s distribution regarding the Gender Equality Strategy Consultation that is victorian Paper. Our distribution shows the work we have been doing to improve sex equality in Victoria, and makes lots of tips about advancing sex equality.
The submission talks about: – secure and affordable monetary options for females – Micro-enterprise development for females business owners – Raising knowing of economic punishment – Financial Inclusion Action Plans – Encouraging sex equality later on of superannuation – Transitions to house ownership – Good Shepherd Microfinance’s Good Insurance Program
Australian Government’s Low-cost Housing Performing Group
Good Shepherd Microfinance produced distribution to your Australian Government’s low-cost Housing performing Group. Our distribution recognises the number of viable housing initiatives designed for consideration and features the fundamental role of great Shepherd Microfinance in supplying trusted, client-focused, community-led help for folks on low incomes. Read here for lots more: